Local experts trusted by global financial organisations

Consultancy

Strategic, product and regulatory expertise to enhance  competitiveness and profitability and mitigate risk

Risk Solutions

Innovative solutions to optimise credit risk, capital treatment, portfolio sales and securitisation structures

Due Diligence

Local underwriting and compliance expertise for origination funding, portfolio sales and securitisations

Arrears management

Regulatory expertise and experienced resources to manage collections, arrears and customer care

Control Framework

Analysis, mitigation and control of financial, regulatory and reputation risk across the mortgage supply chain

Lender review

Governance, policy, process, credit and regulatory expertise to rigorously evaluate lenders and servicers

Consultancy

Strategic, product and regulatory expertise to enhance  competitiveness and profitability and mitigate risk

Risk Solutions

Innovative solutions to optimise credit risk, capital treatment, portfolio sales and securitisation structures

Due Diligence

Local underwriting and compliance expertise for origination funding, portfolio sales and securitisations

Arrears management

Regulatory expertise and experienced resources to manage collections, arrears and customer care

Control Framework

Analysis, mitigation and control of financial, regulatory and reputation risk across the mortgage supply chain

Lender review

Governance, policy, process, credit and regulatory expertise to rigorously evaluate lenders and servicers

We are AFM licensed and FSQS registered 

Fortrum, the only Due Diligence firm with an AFM License for mortgage mediation in the Netherlands, has the unique expertise and authority to review credit decisions before the offer is issued. This provides more effective independent control than the limitation to post offer checking.

 

FSQS Registration is a supplier accreditation required by many major banks and financial services companies in the UK.

See our certificate

Collaborating with great partners for even better results

Examples of engagements

Confirmation agents

Confirmation Agent to a major US investment bank’s funding programme for Dutch residential mortgages. Ensure full pre-offer adherence to underwriting and policy requirements and confirmation of compliance for release of funds.

Mortgage control framework

Conducted review of mortgage operations of leading Dutch bank. Helped identify and remediate material compliance, operational and pricing risks and implemented framework to effectively monitor their ongoing control.

Due diligence

Act for global investment bank to carry out ongoing, pre-offer review of underwriting and policy adherence for multiple Buy to Let originators in the Netherlands. Perform periodic underwriting reviews of UK Buy to Let lender on behalf of US global fund.

Strategic advice

Advised the Board of a major insurance company on the strategic direction of its mortgage business. Advice ranged from the optimal approach for business growth to the effectiveness of day to day operations.

Fortrum directors 

Michel van der Sluis

Director

Simon Collingridge

Director

Jaap van Raak

Director

Tony Ward

Director