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  • Services
    1. 37
      Consultancy

      Unlike large consultancy firms that offer broad, generic solutions, Fortrum delivers specialised, hands-on expertise tailored to the mortgage and lending industry.

    2. 20
      Due Diligence

      We conduct in-depth due diligence to assess the quality, integrity, and compliance of financial institutions and their portfolios.

    3. 33
      Academy & Research

      We practice what we preach: we know what we are really good at and we are really good at what we know. You can take training, tailored to your needs, at Fortrum or on-site at your own office.

    4. 32
      Portfolio Management

      In today’s highly regulated mortgage market, Lenders and Servicers must navigate increasing scrutiny, evolving regulations, and growing demands for transparency.

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  • About us
    1. 50
      Our story

      We are at the heart of a dynamic and evolving lending market. We support both domestic and international clients from a foundation of deep, local expertise driven by true understanding of their needs and goals.

    2. 6
      Vacancies

      Looking for your next challenge? Here you’ll find all our current job openings. Explore the opportunities and become part of our team!

  • News
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Specialist expertise in Mortgages & Lending

The financial landscape is evolving rapidly, regulatory pressure is increasing, digital transformation is accelerating, and customer expectations are shifting. Unlike large consultancy firms that offer broad, generic solutions, Fortrum delivers specialised, hands-on expertise tailored to the mortgage and lending industry.

Hands-on expertise, real solutions

Our deep sector knowledge, agile approach and independence set us apart from traditional firms that often rely on high-level, templated strategies. We don’t just advise from a distance—we work alongside your teams to implement real solutions that drive measurable results.

We offer a comprehensive range of consultancy services designed to keep you ahead of the competition, enhance profitability, maintain control over risk and compliance, and optimize operational efficiency.

Get in touch today
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Sector specialists

We focus exclusively on lending markets, providing practical, actionable insights deeply rooted in real-world operations.

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Hands-on & implementation-focused

Beyond strategy, we work alongside your team to execute and embed lasting improvements, ensuring real impact.

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Regulatory & Risk expertise

We go beyond compliance, proactively identifying future risks and helping organisations adapt before regulations change.

Unlock smarter lending

From strategic growth to risk control and operational excellence — we help you elevate performance across the full lending lifecycle.

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Strategic planning & business growth

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  • New Market & Product strategy – Helping lenders and investors expand into new lending verticals and geographies.
  • Portfolio performance optimalisation – Enhancing loan book profitability, risk-adjusted returns, and servicing strategies.

Why it matters: Benefit from our years of experience in the industry

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Risk & Compliance advisory

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  • Regulatory Readiness & Compliance Reviews. Ensuring adherence to AFM, DNB, ECB, EBA, and other key regulatory standards.
  • Risk Management Frameworks – Developing and optimising credit risk, operational risk, and compliance frameworks and policies.
  • Loan Origination & Underwriting Reviews – Assessing credit policies, decisioning processes, and quality control.

Why it matters: Unlike other firms that offer one-size-fits-all compliance programs, we tailor risk frameworks to your business model, risk appetite, and market strategy.

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Process optimisation

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  • Operational Efficiency Audits – Identifying inefficiencies and bottlenecks in loan origination, servicing, and collections.
  • Automation & Digital Integration – Streamlining workflows with technology-driven process improvements.
  • Data Quality & Governance – Enhancing data integrity, reporting accuracy, and reconciliation processes.

Why it matters: We do not just focus on high-level process maps—we go deeper, optimising real workflows, reducing costs, and improving service levels.

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Specialist consulting for Lenders & Investors

Fortrum is not just another consulting firm—we are industry specialists who understand the unique challenges lenders and investors face. With a focus on practical solutions, measurable impact, and deep expertise, we help clients stay ahead of risk, optimise operations, and drive business growth.

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Stay up-to-date

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Yellowtail Conclusion expands mortgage domain with Fortrum acquisition
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Fortrum Conclusion welcomes Saskia Bijl as Director
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Water stress: a sustainability issue overlooked in the Dutch mortgage market?
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Partner with Fortrum

With our deep expertise in risk, compliance, and due diligence, we empower financial institutions to make well-informed, risk-aware decisions. Get in touch today to learn how Fortrum can support your business with trusted, independent insights.

Get in touch today
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