We combine local operational and credit expertise with deep understanding and experience of the environmental, social and governance (ESG) risks and opportunities, requirements and standards to deliver three primary services:

• Lender/Servicer ESG Sustainability Assessment
• Origination (pre-securitisation) ESG due diligence review
• Ongoing ESG surveillance

Through these service we aim is to deliver:

• Effective, comprehensive and relevant review of lenders, servicers and origination platforms, covering their policies and practices, to support the enhancement of their sustainability and ESG standards; and to provide independent assessment and reassurance to investors
• Independent assurance of performance against ESG standards across lending portfolios.
• Identification and disclosure of ESG risks and opportunities within loan and asset portfolios to enable transparency and comparability
• Surveillance and reporting of adherence to ESG policies and practices to provide ongoing transparency and reassurance to investors in platforms, portfolios and securitisations

In this way we enable:

Lenders and servicers to:

• Enhance their ESG standards and practices,
• Demonstrate and promote those standards (to investors and other stakeholders)
• Compare their approaches to emerging best practice in ESG in financial services
• Provide initial and ongoing reassurance to funders and investors

Securitisation programmes to:

• Meet the requirements and expectations of market stakeholders
• Broaden the investor base and increase liquidity
• Provide initial and ongoing transparency to investors

Investors to:

• Evaluate investments against their ESG mandates
• Monitor continuing ESG compliance
• Meet transparency needs